Figuring out how to pay for college almost requires learning another language—the language of net price, FAFSA, CSS, subsidized and unsubsidized student loans, grants, PLUS loans, and assets. But don’t worry, our college financial expert, Frank Palmasani, is here to guide you through the process—everything from choosing great colleges you can afford to understanding your financial aid award letters and using them to make an informed decision.
Palmasani recommends determining your affordability threshold at the very beginning of your college search, using that information in your search process, and making plans for how to pay for college early on, which means you need to understand the entire financial aid process.
We offer some exciting new tools, with a book coming soon, so you can figure out what you can afford, find affordable colleges, and pay for your college education without taking on excessive debt.

Frank Palmasani is the founder of two websites to help you manage the costs of college and was a director of admissions at the college level. In addition, he has served for many years in his current position as a high school guidance counselor. He has given seminars to more than 200,000 people on managing the costs of college. His tips and tools on Paying for College will help you understand the financial aid process and how you can graduate from college with limited debt.